Cost Reference
Live-in caregiver cost in 2026: daily, weekly, monthly
The 2026 live-in caregiver cost reference. $300-$450/day average — cheaper than rotating-shift 24h care due to FLSA sleep-time rules.
Quick answer
- Live-in caregiver: $300-$450 / day ($9,000-$13,500 / month).
- Cheaper than rotating shifts due to FLSA 8-hour sleep allowance.
- Requires guest room and a client whose overnight needs are minimal.
- Caregivers rotate every 3-7 days with a second caregiver covering off-rotation.
- Often costs more than assisted living for medically simpler clients.
Live-in cost breakdown (2026)
| Period | Cost |
|---|---|
| Daily | $300 - $450 |
| Weekly | $2,100 - $3,150 |
| Monthly (~30 days) | $9,000 - $13,500 |
| Yearly | $109,500 - $164,250 |
6 FLSA live-in caregiver rules to know
8 hours of uninterrupted sleep
Required per 24-hour period.
Private living quarters
Bedroom + bathroom, ideally separate.
Sleep-time interruption pay
Caregiver paid for any wake-up over 5 minutes; if interrupted 3+ times, the entire 8 hours becomes paid time.
Overtime compensation
Required if hours worked exceed agreed terms.
State minimum wage
Some states (CA, NY, MA) have stricter rules than federal FLSA.
Recordkeeping
Both caregiver and family should keep written agreement, schedule, sleep logs.
AveeCare's role
AveeCare is software for home care agencies, including those running live-in schedules. Family rates depend on geography, agency markup, and FLSA compliance — not the software the agency uses.
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Run a live-in care agency?
See AveeCare. $6 / active client / month.