Cost Reference

Live-in caregiver cost in 2026: daily, weekly, monthly

The 2026 live-in caregiver cost reference. $300-$450/day average — cheaper than rotating-shift 24h care due to FLSA sleep-time rules.

By Calvin Nesvig, Founding Partner·Updated May 3, 2026·6 min read
Quick answer
  • Live-in caregiver: $300-$450 / day ($9,000-$13,500 / month).
  • Cheaper than rotating shifts due to FLSA 8-hour sleep allowance.
  • Requires guest room and a client whose overnight needs are minimal.
  • Caregivers rotate every 3-7 days with a second caregiver covering off-rotation.
  • Often costs more than assisted living for medically simpler clients.

Live-in cost breakdown (2026)

PeriodCost
Daily$300 - $450
Weekly$2,100 - $3,150
Monthly (~30 days)$9,000 - $13,500
Yearly$109,500 - $164,250

6 FLSA live-in caregiver rules to know

8 hours of uninterrupted sleep

Required per 24-hour period.

Private living quarters

Bedroom + bathroom, ideally separate.

Sleep-time interruption pay

Caregiver paid for any wake-up over 5 minutes; if interrupted 3+ times, the entire 8 hours becomes paid time.

Overtime compensation

Required if hours worked exceed agreed terms.

State minimum wage

Some states (CA, NY, MA) have stricter rules than federal FLSA.

Recordkeeping

Both caregiver and family should keep written agreement, schedule, sleep logs.

AveeCare's role

AveeCare is software for home care agencies, including those running live-in schedules. Family rates depend on geography, agency markup, and FLSA compliance — not the software the agency uses.

Find an agency near you

Frequently asked questions

CN
Calvin Nesvig
Founding Partner, AveeCare

Builds home care software full-time and works with home care agencies on workflow and software fit every week.

Run a live-in care agency?

See AveeCare. $6 / active client / month.