Home care cost in 2026: national + state averages
The complete 2026 home care cost guide. National average $33/hour. Use the live calculator and 50-state cost grid to estimate your home care cost.
- National average: $33/hour for non-medical home care in 2026.
- Lowest cost states: MS, AR, KY, LA, AL ($25-$26/hour).
- Highest cost states: MA, CA, NY, WA, AK, NH, MN ($38-$41/hour).
- 20 hours per week at $33/hour = ~$2,860 / month, ~$34,320 / year.
- Long-term care insurance, Medicaid HCBS, VA aid-and-attendance can reduce out-of-pocket significantly.
Live home care cost calculator
Adjust the sliders to see weekly, monthly, and yearly cost estimates.
50-state home care cost grid (2026)
Sorted low-to-high. Estimates based on Genworth Cost of Care 2024 + BLS wage data, adjusted for 2026 inflation.
6 ways to reduce home care cost
If you have a policy, file a claim. Most LTC policies reimburse non-medical home care at $4,000-$8,000 per month.
If income/asset eligible, your state Medicaid program covers non-medical home care visits with EVV.
Wartime veterans and surviving spouses can qualify for $1,500-$2,800 per month toward home care.
In CDPAP/CDS states (NY, others), Medicaid pays family members or friends to provide care.
Live-in care (24-hour residence) often costs less per day than rotating-shift 24-hour hourly care.
Some agencies offer discount pricing when you commit to 20+ hours/week or recurring weekly schedules.
AveeCare's role
AveeCare is the software home care agencies use to schedule visits, capture EVV, and bill payers. We do not directly provide in-home care to families. If you are evaluating agencies, the per-hour rate they charge you depends on geography, service type, and payer — not on the software they use.
Frequently asked questions
Sources
Accessed May 3, 2026.
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Run a home care agency?
See AveeCare. $6 / active client / month. Public pricing.